If you are involved in an accident, your PIP policy will help to cover the costs of medical treatment, lost wages, and other expenses related to your personal injury. PIP coverage is mandatory in Texas unless the insured waives it in writing. PIP coverage can provide valuable protection for you and your family in the […]
Uninsured motorist (UM) coverage protects you if you are hit by a driver who does not have car insurance. The State of Texas requires that drivers are offered a minimum of $30,000 per person/ $60,000 per accident in UM/UIM bodily injury coverage. While UM/UIM coverage should offer peace of mind to consumers, it often ends […]
Here are 11 questions you should ask the adjuster before you sign anything: Ask the insurance company to put in writing the fact that the accident was not your fault and was actually the fault of their insured driver. If they are not willing to do this, it is because they plan to argue later […]
Here are just a few of the wrong-way accidents that have happened in the Houston area in the last four months: January 8, 2022. Two people were killed in a wrong-way crash when a Chevy Equinox going the wrong way slammed into a private ambulance on Westpark Tollway near Fondren. January 28, 2022. A woman […]
They are on the road for long periods of time and make hundreds of stops a day, delivering thousands of packages in a week’s time. They can become sleepy sitting in the same position for long shifts, or bored and distracted by smartphones, texting, the radio, eating and drinking, and even personal grooming. They may […]
Clearly, fast delivery is not a guarantee for safe delivery. You may have seen their trucks branded with the PRIME delivery logo proudly advertising their one-day delivery guarantee. They zip in and out of neighborhoods quickly desperately trying to meet their high daily delivery demand. However, this high-speed hustle makes them vulnerable to making mistakes […]
Key Takeaways The Texas Farm Bureau Insurance Lawsuit highlighted the importance of correctly classifying workers to ensure compliance with FLSA regulations and understanding policy limits. The trial court ruling set a precedent for properly categorizing workers and compensating them in accordance with FLSA overtime pay regulations, as well as implications for insurance coverage changes. Businesses […]
The proposed bills, House Bill 19 and Senate Bill 207, have many bad provisions, but two of the more egregious seek to prevent trucking companies from being held directly liable for their own negligent and reckless behavior absent a finding of gross negligence (a very high standard under Texas law) and limiting investigation and discovery […]
Please note that many of you at this early stage do not need to retain an attorney. It is typically only after your insurance carrier has denied, delayed, or underpaid your claim, i.e. when there is a dispute, that you would need to retain an attorney. One exception to this is if your claim is […]
Central to the gig economy is the claim that those who provide gig services are independent contractors and not employees. Employers often prefer to work with so-called independent contractors because of the many expenses that come along with hiring employees, such as payroll taxes, benefits, and possible overtime liability. The problem is that workers must […]
