Injury & Insurance Blog
Claims are typically classified as either underpaid, denied, or settled. An underpaid claim is simply when a claims adjuster pays you less money than you were entitled to according to your policy. Denial of a claim occurs when an insurance carrier determines that they have no obligation to provide coverage; therefore, they will not issue […]
Bad Faith is defined as: Misrepresentation of coverage and/or conditions Failure to investigate a claim after being notified of a potential loss Denial of a claim without conducting a reasonable investigation Making an offer to settle a claim that is unreasonable based upon the facts An example of bad faith would be if you file […]
Wouldn’t it be great if there were a simple Texas truck accident settlement calculator, where you could put in some numbers about your crash and have it tell you what your case is worth? Unfortunately, no completely accurate amount is possible without a lawyer evaluating your case. Instead, to get some idea of how much […]
Some claims resolve within months through negotiation, while complex cases involving catastrophic injuries or disputed liability may take a year or longer. Immediate Steps After a Truck Accident Your actions in the hours and days following a crash can significantly impact your ability to recover compensation. Medical attention should be your first priority, even if […]
Getting hit by a semi-truck can turn your life upside down in seconds. In the chaotic and disorienting minutes following an 18-wheeler accident, you are most vulnerable. The decisions you make during those early hours can greatly affect how well you’ll be able to recover financial compensation and protect your rights. Because of the severity […]
Truck crash injury settlements can be very different depending upon your individual circumstances. A few truck crash injury settlements may settle for as little as tens of thousands of dollars, but others may settle for hundreds of thousands or even millions of dollars. The dollar figure you receive ultimately depends on the extent of your […]
Key Takeaways On average someone is injured or killed in an alcohol-related crash in Texas every hour. Alcohol-related crashes account for over 25% of traffic fatalities in Texas. Strict legal penalties for drunk driving, including hefty fines and potential jail time, reflect Texas’s commitment to deterring this dangerous behavior and protecting road users. The Frequency […]
Key Takeaways In Texas, riders under 21 must always wear a helmet. Riders 21 and older can ride without a helmet if: they complete a motorcycle operator training safety course; or have health insurance. Not wearing a helmet when required can result in fines of between $10 and $50. Not wearing a helmet, whether required […]
Key Takeaways Understanding reasons for insufficient insurance payouts, such as lowball estimates, policy exclusions, and depreciation, is crucial for negotiating effectively. Thoroughly reviewing your insurance policy and documenting all damage can strengthen your case when seeking a reassessment or disputing a claim. Exploring options like independent appraisals, mediation services, and legal representation may be necessary […]
Key Takeaways Pain and suffering damages in Texas are classified as non-economic, compensating for both physical discomfort and emotional distress resulting from injuries. Several methods exist for calculating pain and suffering damages, including the multiplier method, per diem method, and software algorithms, each with distinct advantages and limitations. Hiring an experienced personal injury lawyer can […]
