Injury & Insurance Blog
Claims are typically classified as either underpaid, denied, or settled. An underpaid claim is simply when a claims adjuster pays you less money than you were entitled to according to your policy. Denial of a claim occurs when an insurance carrier determines that they have no obligation to provide coverage; therefore, they will not issue […]
Bad Faith is defined as: Misrepresentation of coverage and/or conditions Failure to investigate a claim after being notified of a potential loss Denial of a claim without conducting a reasonable investigation Making an offer to settle a claim that is unreasonable based upon the facts An example of bad faith would be if you file […]
No online tool (such as a Texas truck accident settlement calculator) is going to give you the same information that an experienced truck accident lawyer will provide. However, by learning about how truck accident settlements are calculated and what factors go into determining your compensation for your injuries, you will have a better idea of […]
Some claims resolve within months through negotiation, while complex cases involving catastrophic injuries or disputed liability may take a year or longer. Immediate Steps After a Truck Accident Your actions in the hours and days following a crash can significantly impact your ability to recover compensation. Medical attention should be your first priority, even if […]
Following the initial injuries caused by the accident, immediately inform your insurer about what happened, follow through on all recommended treatment, document all expenses including hospital bills, prescriptions, lost wages due to missing time at work, etc., and tell them how the accident occurred. Tell the truth about what happened but avoid making any guesses […]
Truck crash injury settlements can be very different depending upon your individual circumstances. A few truck crash injury settlements may settle for as little as a few thousand, but others may settle for hundreds of thousands. The dollar figure you receive ultimately depends on the extent of your physical injuries, how the collision occurred, the […]
Key Takeaways On average someone is injured or killed in an alcohol-related crash in Texas every hour. Alcohol-related crashes account for over 25% of traffic fatalities in Texas. Strict legal penalties for drunk driving, including hefty fines and potential jail time, reflect Texas’s commitment to deterring this dangerous behavior and protecting road users. The Frequency […]
Key Takeaways In Texas, riders under 21 must always wear a helmet. Riders 21 and older can ride without a helmet if: they complete a motorcycle operator training safety course; or have health insurance. Not wearing a helmet when required can result in fines of between $10 and $50. Not wearing a helmet, whether required […]
Key Takeaways Understanding reasons for insufficient insurance payouts, such as lowball estimates, policy exclusions, and depreciation, is crucial for negotiating effectively. Thoroughly reviewing your insurance policy and documenting all damage can strengthen your case when seeking a reassessment or disputing a claim. Exploring options like independent appraisals, mediation services, and legal representation may be necessary […]
Key Takeaways Pain and suffering damages in Texas are classified as non-economic, compensating for both physical discomfort and emotional distress resulting from injuries. Several methods exist for calculating pain and suffering damages, including the multiplier method, per diem method, and software algorithms, each with distinct advantages and limitations. Hiring an experienced personal injury lawyer is […]
