Key Takeaways Understanding reasons for insufficient insurance payouts, such as lowball estimates, policy exclusions, and depreciation, is crucial for negotiating effectively. Thoroughly reviewing your insurance policy and documenting all damage can strengthen your case when seeking a reassessment or disputing a claim. Exploring options like independent appraisals, mediation services, and legal representation may be necessary […]
Key Takeaways The Arevalo vs USAA class action lawsuit involves allegations that USAA underpaid Texas policyholders for total loss claims by using unreliable vehicle valuation methods and not covering various related fees and taxes. A Georgia federal judge has granted preliminary approval for a settlement deal in the lawsuit, with a final approval hearing scheduled […]
This type of insurance should offer peace of mind to consumers, but it often ends up being an unnecessary headache when they actually need to use it. This is because insurance companies do everything they can to avoid paying out uninsured and underinsured motorist claims in Texas. Our goal with uninsured/underinsured motorist claims is to […]
If you are involved in an accident, your PIP policy will help to cover the costs of medical treatment, lost wages, and other expenses related to your personal injury. PIP coverage is mandatory in Texas unless the insured waives it in writing. PIP coverage can provide valuable protection for you and your family in the […]
Uninsured motorist (UM) coverage protects you if you are hit by a driver who does not have car insurance. The State of Texas requires that drivers are offered a minimum of $30,000 per person/ $60,000 per accident in UM/UIM bodily injury coverage. While UM/UIM coverage should offer peace of mind to consumers, it often ends […]
Medical Bills and Future Medical Care Many plaintiffs in personal injury cases ask for compensation for medical bills. Even if you have health insurance to cover your treatment costs, you could still be out thousands after copays and deductibles. If the incident caused substantial injuries that are likely to require ongoing care, you may […]
